Loan Payment Calculator

Calculate monthly payments for personal loans, payday loans, and bad credit loans. Get instant estimates for any amount, term, and state.

Popular Loan Amounts

Loan Types

Bad Credit

For borrowers with credit scores below 580

APR Range: 25% - 35%

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No Credit Check

Loans without credit verification

APR Range: 30% - 40%

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Fast Cash

Quick approval payday loans

APR Range: 20% - 30%

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Calculate by State

How to Use Our Loan Calculator

Our loan calculator helps you estimate monthly payments for personal loans, payday loans, and bad credit loans across all 50 US states. Simply select your desired loan amount (from $100 to $10,000), choose a repayment term (1 to 24 months), pick your credit category, and select your state to see instant payment estimates.

Each calculation includes a detailed amortization schedule showing how your payments are split between principal and interest over time. This transparency helps you make informed borrowing decisions and compare offers from multiple lenders.

Why Use a Loan Calculator?

  • Understand your monthly payment obligation before applying
  • Compare different loan amounts and terms side-by-side
  • See the total cost of borrowing including interest
  • Plan your budget with accurate payment estimates
  • Make informed decisions about loan affordability